Empowering Government Financing

Trusted Funding Solutions that Strengthen Local Communities and Public Infrastructure

Who We Are

The Delaware Valley Regional Finance Authority ("DelVal") was created in 1985 by Bucks, Chester, Delaware, and Montgomery Counties with a mission to provide low-cost loans ("Loans") to local governments, authorities, and school districts in the Commonwealth of Pennsylvania.  Our success begins and ends with a relentless commitment to deliver the best funding option possible to each of our borrowers.  A DelVal Loan is tailored to each borrower's specifications to reduce issuance and interest costs and to enable the borrower to provide services and infrastructure at the lowest cost possible.

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Line chart showing DelVal loan rates decreasing then rising from June 2022 to June 2023.

DelVal operates like a non-profit, co-op bank.  We hold the funds to originate Loans; DelVal does not need to issue bonds every time it originates a Loan.  As a result, a borrower can be quoted a live interest rate on a Loan at any time during market hours due to DelVal’s efficient and transparent structure.  A borrower does not need to wait 2-3 months for a public issue to close to discover its borrowing cost.

Graph comparing average Aaa bond rates with DeFi loan rates over 20 years.

DelVal tracks every bond issue within its market area and makes an apples-to-apples comparison to a DelVal Loan on the date of the sale.

*Based on actual weighted average spreads to “AAA” Indices and actual issuance costs of sales in eastern Pennsylvania, excluding Philadelphia.

**Based on actual rates and costs of issuance.

Past results are not a predictor of future spreads and costs.

Transparent. Accountable. Trusted.

Public trust is essential. We offer open access to key financial information and records that reflect our commitment to responsibility and excellence.

Funding Support for Public Entities

We structure the DelVal Loan to fit your specific goals.
Begin your application below.

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Let’s Talk About Your Funding Needs

We are here to provide you the best information to help you make the best financing decision for your project.